Investment Loans

Whether it's your first investment property or a portfolio, we're here to help

Investing in property can be a lucrative way to build wealth and secure your financial future, and Harrow & Co. is here to help you access investment loan options from banks and lenders across Australia. Whether you're buying your first investment property or expanding your investment property portfolio, understanding the intricacies of investment loans is crucial. Our expert team is committed to guiding you through the process, ensuring you make informed decisions that align with your unique financial situation and investment goals.

When considering an investment loan, one of the first factors to evaluate is the interest rate. This can significantly impact the overall cost of your loan over time. At Harrow & Co., we assist clients in comparing both fixed and variable interest rate options, helping you determine which suits your financial situation best. A fixed interest rate offers stability with consistent repayments, while a variable interest rate may provide flexibility and the potential for interest rate discounts. Additionally, understanding lenders mortgage insurance (LMI) and its impact on your loan is vital, as it may be required if your loan to value ratio (LVR) exceeds a certain threshold.

Your credit history plays a key role in the investment loan application process. A strong credit history can enhance your borrowing capacity and improve your chances of securing favourable terms. At Harrow & Co., we work with you to assess your credit profile, offering guidance on how to strengthen it if necessary. Another essential aspect is determining your loan amount, which depends on factors like income, existing debts, and the value of the property you intend to purchase. We help calculate your borrowing capacity, ensuring you apply for an investment loan that aligns with your goals without overextending your finances.

The application process for an investment loan can be streamlined with our expert guidance. We assist in collecting necessary documents such as bank statements and proof of income, ensuring your application is complete and accurate. Calculating investment loan repayments is another critical step, as it helps you understand how different scenarios might affect your budget. We provide tools and advice to assess the impact of various interest rates and loan terms on your repayments. Additionally, we help you navigate considerations such as stamp duty and other costs associated with buying a home or investment property.

The property market in Sydney and throughout Australia offers numerous opportunities for investors. With our deep understanding of both local and national markets, Harrow & Co. ensures you have access to a wide range of investment loan options tailored to your needs. Whether you're seeking to buy your first investment property or expand your existing portfolio, we are dedicated to providing personalised advice and support throughout the entire process.

As you explore the world of property investment, Harrow & Co. stands ready to assist you with every step of applying for an investment loan. Our expertise in accessing investment loan options from banks and lenders across Australia ensures that you are well-equipped to make informed decisions. Let us help you unlock the potential of property investment by offering tailored solutions and comprehensive support. Contact us today to start your journey towards building a successful investment property portfolio.

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Book Appointment

Getting an Investment Loan with Harrow & Co.

Initial Consult with Harrow & Co

Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.

Investment Loan Fact Find

Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Investment Loan.

Investment Loan Pre-Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Investment Loan draws-down and you're good to go!

Reviews for Harrow & Co.

JS

Jade Scheibel

As first home buyers, we were honestly pretty overwhelmed going into the process, but Harrow & Co made everything feel so much easier. Jayden and the team (shout out to Joven) were super friendly, patient, and always happy to answer our (many!) questions. They took the time to explain things in a way we could actually understand and made what felt like a really scary process feel smooth and manageable. We always felt supported and in good hands. We’re so grateful for their help and would highly recommend them to any first home buyers!

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matt tetley

Had a great experience working with the team at Harrow & Co for our loan through St George. From start to finish the process was smooth, transparent and far less stressful than we expected. A special thanks to Zane and Jayden who were both incredibly helpful, professional and always quick to respond to any questions we had. They made the whole process easy to understand and kept everything moving along efficiently. Really appreciate the support and would definitely recommend Harrow & Co to anyone looking for a reliable and knowledgeable mortgage broker.

MB

Matt Barton

I had a great Experience with Harrow & Co. Special mention to Jayden, Kris & Zane who went above and beyond in helping me get a loan as a first home buyer. The team were highly attentive, knowledgeable and worked tirelessly to get the most optimal option for myself. I would highly recommend Harrow & Co to anyone looking to get into the propety market.

Frequently Asked Questions

What kind of interest rates can you offer?

We look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your Mortgage Brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.