Investment Loans
Secure the right Investment Loan to buy your first investment property or expand your property portfolio. Get help from an experienced Mortgage Broker at Harrow & Co. today!
Rated 5 from 124 Reviews
Rated 5 from 124 Reviews
Investing in property can be a lucrative way to build wealth and secure your financial future, and Harrow & Co. is here to help you access investment loan options from banks and lenders across Australia. Whether you're buying your first investment property or expanding your investment property portfolio, understanding the intricacies of investment loans is crucial. Our expert team is committed to guiding you through the process, ensuring you make informed decisions that align with your unique financial situation and investment goals.
When considering an investment loan, one of the first factors to evaluate is the interest rate. This can significantly impact the overall cost of your loan over time. At Harrow & Co., we assist clients in comparing both fixed and variable interest rate options, helping you determine which suits your financial situation best. A fixed interest rate offers stability with consistent repayments, while a variable interest rate may provide flexibility and the potential for interest rate discounts. Additionally, understanding lenders mortgage insurance (LMI) and its impact on your loan is vital, as it may be required if your loan to value ratio (LVR) exceeds a certain threshold.
Your credit history plays a key role in the investment loan application process. A strong credit history can enhance your borrowing capacity and improve your chances of securing favourable terms. At Harrow & Co., we work with you to assess your credit profile, offering guidance on how to strengthen it if necessary. Another essential aspect is determining your loan amount, which depends on factors like income, existing debts, and the value of the property you intend to purchase. We help calculate your borrowing capacity, ensuring you apply for an investment loan that aligns with your goals without overextending your finances.
The application process for an investment loan can be streamlined with our expert guidance. We assist in collecting necessary documents such as bank statements and proof of income, ensuring your application is complete and accurate. Calculating investment loan repayments is another critical step, as it helps you understand how different scenarios might affect your budget. We provide tools and advice to assess the impact of various interest rates and loan terms on your repayments. Additionally, we help you navigate considerations such as stamp duty and other costs associated with buying a home or investment property.
The property market in Sydney and throughout Australia offers numerous opportunities for investors. With our deep understanding of both local and national markets, Harrow & Co. ensures you have access to a wide range of investment loan options tailored to your needs. Whether you're seeking to buy your first investment property or expand your existing portfolio, we are dedicated to providing personalised advice and support throughout the entire process.
As you explore the world of property investment, Harrow & Co. stands ready to assist you with every step of applying for an investment loan. Our expertise in accessing investment loan options from banks and lenders across Australia ensures that you are well-equipped to make informed decisions. Let us help you unlock the potential of property investment by offering tailored solutions and comprehensive support. Contact us today to start your journey towards building a successful investment property portfolio.
Initial Consult with Harrow & Co
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Investment Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Investment Loan.
Investment Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Investment Loan draws-down and you're good to go!
AS
Alvyn Sofjan
We can’t thank Jayden and his team enough for helping us through a very stressful and uncertain time. Selling our previous unit and purchasing our new home felt almost impossible at one point, but he stepped in and made it happen. His calm guidance, quick thinking, and determination genuinely pulled us out of a tight spot. We wouldn't be where we are without him. Highly recommend!
JM
Jay Moore
We were recommended Ben and Jayden from a friend and they have been an absolute pleasure to work with. The communication and support especially for a first home buyer has been really appreciated. Their knowledge and efficiency to get everything done for us on a tight schedule was very impressive. I would highly recommend them to anyone looking to purchase any property!
MF
Minyu Fang
First time home buyer, first time getting a loan, first broker, and first perfect experience. Very patient and efficient.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Brown Brothers Mortgages Pty Ltd ABN: 34 653 389 318. Credit Representative #554374 is authorised under Australian Credit License #384704.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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